How to NOT pay your NFIP flood insurance deductible

Louisianians are getting screwed by the NFIP!  Make sure you get ALL the money you are entitled to receive.

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Why selling Girl Scout cookies is GREAT for your daughter!

I’ve read several articles criticizing the selling of Girl Scout cookies. I’d like to set the record straight!

Cute video
If done right, your daughter will learn these 5 lessons: 

1. Learn to set a goal- get your daughter to pick a prize that she will won if she sells a certain amount of boxes. 

2. Developing a pitch- life requires us to pitch everything. Get your daughter to develop a 30 second pitch to sell her cookies. 

3. Accounting- what better lesson to learn than how to count money!?!?

4. Confidence- it takes courage to knock on a door, introduce yourself, state the purpose of your visit and ask for someone to buy something from you!

5. Rejection- Not everyone is going to buy from your adorable daughter. She’s not going to get everything in life from people. She will learn that even at times that she gives to her al that she will “fail” and that it is ok. That she is loved and that she is still “winning” by doing her best!

Let me know what you think. 

Be great,

-Ryan

Citizen’s arrest: should you do it???

Three Louisiana brothers make a citizen’s arrest in Tampa for being sold fake National Championship tickets. 

Read article
My favorite part of this article is that the brothers held this con-artist with an empty coke bottle until the police arrived.

This raises the question of whether it’s legal to make a citizen’s arrest. In addition, the discussion extends to whether it’s a good idea.

Yes, it is legal to make a citizen’s arrest in Louisiana. 

Under Louisiana law, the answer is definitely yes. Louisiana law provides that a police officer may, without a warrant, arrest a person when—

The person has committed an offense in the officer’s presence

There is reasonable cause to believe that the person has committed an offense, although not in the presence of the officer.

Further, the Louisiana Criminal Code provides that a private person may make an arrest when the person to be arrested has committed a felony, whether in or out of his presence, under circumstances similar to those which would allow a police officer to make an arrest. There are no restrictions on this, and it is specifically provided for by law. When a citizen’s arrest is made, it is the duty of the citizen to turn over the arrested person to the sheriff’s department as quickly as possible.

Is it a good idea to make a citizens arrest?

This is obviously a case by case decision that should be made with extreme caution.

Are you willing to put yourself in harms way, like the three brothers did, in order to get justice?

Prior to getting married and having kids, I would be all for sticking up some con-artist with an empty coke bottle.  Now, in my older and wiser years, I’d probably be calling the police and following the suspect inconspicuously.

What about you? Leave your comment!

Be great,

Ryan

Putting your life in your own hands: Baton Rouge ranks 3rd in pedestrian fatalities

Don’t have a car? Have to walk because the bus didn’t show up? Or, is it just a beautiful day for a walk?

You better think twice before you step foot on the roads!

Louisiana has the third highest pedestrian fatality rate in the nation, with 1,024 pedestrians killed between 2005 and 2014, according to new report from The Center for Planning Excellence. Read article

If this number sounds alarming 🚨🚨 that’s because it is! Over 100 pedestrians a year die in Baton Rouge each year by being hit by a motor vehicle.

I’m curious to know the impact of Uber has on this number in the future.

More drivers are distracted now more than ever! Please educate yourself and your family of the dangers walking in/on/around/near streets!

Be safe,

Ryan

I will pay your medical bill$

Most people injured in an accident are not expecting the avalanche of medical bills to fall on them while they’re not working and recovering from their injuries!

Riding on an ambulance and being treated in the emergency room can cost you up to $5000 right off the bat!

Some people have emergency funds to cover things that they are not expecting but most people have a limited emergency fund. 

When you’re not working and your medical bills start at $5000 and quickly increase with additional medical treatment, your emergency fund is going to be depleted quickly. 

I want to pay for your medical bills.

To limit the financial impact on you and your family, I will pay your medical bills until I win your case! That’s what we do for our clients. 

Sometimes we’re the only hand reaching down to help you up. We’re happy to be there!

Be great,

-Ryan

Why you shouldn’t have sympathy for drivers that cause an accident. 

There is a rule that attorneys are not allowed to let the jury know that the at-fault driver in a car accident is not really the one paying (most of the time). 

Is this fair???

In fact, the court costs, the attorneys fees, and the verdict payout is paid by the insurance company…but juries are not allowed to be told that by the attorneys or the amount of insurance coverage available.

What do you think? Let me know with your comments.